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30-year fixed rate loans at 3.34 percent, near-record low
WASHINGTON, Jan. 3 () -- Long-term U.S. mortgage rates started 2013 near record lows,[url=http://www.sgarziasociates.com]michael kors outlet store[/url], promising a boost for "the ongoing housing recovery," the Federal Home Loan Mortgage Corp. said.Freddie Mac said Thursday in a weekly tracking report the average 30-year fixed mortgage interest rate fell from 3.35 percent to 3.34 percent with an average 0.7 points,[url=http://www.yodasblog.com/]louboutin sale[/url], Freddie Mac said.One point is equal to one percent of the amount of the loan and is typically paid up front. It includes a corresponding discount on the loan's long-term interest rates.Interest rates for 30-year, fixed-rate loans were at 3.91 percent at the start of 2012.Interest rates for 15-year fixed rate loans fell from 2.65 percent to 2.64 percent with an average 0.7 points. The average rate for 15-year loans with fixed rates stood at 3.23 percent a year earlier."Mortgage rates started the year near record lows which should continue to aid the ongoing housing recovery,[url=http://www.spa-gesundheit.com/]michael kors outlet online[/url]," said Freddie Mac vice president and chief economist Frank Nothaft in a statement.Recent data on new home sales and pending home sales contracts were both encouraging,[url=http://www.yodasblog.com/]christian louboutin outelt sale[/url], Nothaft said.